ISA calculator
Stay on track the easy way – use our ISA calculator.
The value of your investments and the income from them may go down as well as up, and you could get back less than you invested. Tax treatment depends on the individual circumstances of each client and may be subject to change in the future.
Please read about our ISA calculation assumptions before trying it out.
Please remember all calculations shown here are examples and not intended to forecast the value of your investments or any tax savings.
About our ISA calculations – we have assumed:
- You are investing at the start of the tax year.
- No withdrawals are made for the duration of the investment stated in question 3
- You will invest any monthly investments you have specified in question 2 every year for the duration of the investment stated
- The annual growth rate of your ISA depends on the risk level you have chosen. The projection is net of the 1% total annual fee and rounded down to the nearest pound. Actual charges may vary
- Dividends are reinvested
- ISAs remain tax-free for the duration of your investment. However, you should remember that the tax treatment of ISAs may change in the future
- Results do not take account of inflation
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Want to chat to an expert about ISAs?
You can book a free coaching session with one of our Coaches. No obligations, no catches. All of our Coaches hold the Level 4 qualification in financial planning from the Chartered Insurance Institute (CII).
Frequently asked questions about ISA calculators
Calculations for ISA investment returns depend on 3 factors:
- how your investments perform
- your individual investment style or risk profile
- your investment timeline
Simple interest is earned on the original investment amount. Compound interest is earned on the original investment amount and the interest, and results in exponential growth.
Yes, if the value of the estate is more than £325,000. If the ISA is passed on to a husband, wife or civil partner they are usually exempt from inheritance tax calculations.