Fees for your Bestinvestments

Fees eat away at your investment returns – and your future financial goals. At Bestinvest, we help you keep costs to a minimum.

Introduction to fees

Our fees apply across all account types, including ISAs, Junior ISAs, Investment Accounts and SIPPs, with some further conditions around SIPPs. If you hold investments, you will be charged service fees. If you buy and sell shares or exchange traded funds (ETFs), you may also be charged dealing fees. Depending on the individual investments you make, there may be other charges, such as the ongoing charges figure (OCF) for funds and stamp duty on shares. 

For further explanation on costs and charges, you can read our free tutorial and Key facts about Our Services and Costs or call us on 020 7189 9999.

Service fees

A service fee is an annual charge for using an investment platform. We charge a per annual charge and deduct it monthly. Our service fees are tiered, meaning the rate you pay is lower on higher balances. Our service fees are also lower for investments in our Ready-made Portfolios and US shares, tiering down from 0.2%. Service fees for investments in Third party funds and UK shares tier down from 0.4%. Service fees apply to the value of the investments within that tier.

Invested assets	On £0 - 250,000	On £250 - 500,000	On £500,000 - 1 million	Over £1 million
Ready-made portfolio funds	0.2%	0.2%	0.1%	Zero
US shares	0.2%	0.2%	0.1%	Zero
Other Funds and UK shares	0.4%	0.2%	0.1%	Zero

Our SIPPs have a minimum service fee of £10 per month, excluding Child SIPPs, which means you could pay more than the above service fees. Read more about our low-cost SIPP Charges. There is no minimum service fee on ISAs, Junior ISAs, or Investment Accounts.

Example of service fees for £20,000 invested in an ISA:

The above illustration shows pricing including total platform costs. Ongoing fund charges (unique to each fund) and Transaction costs are not included. For more details, read our investment fees and charges page.

Dealing fees

Dealing fees are charged when you buy and sell ETFs, UK shares, and other non-fund investments. To buy and sell UK shares and ETFs, we charge a fee of £4.95, which is among the lowest in the market. For buying and selling US shares we do not charge an online dealing fee, but there is a foreign exchange (FX) fee of 0.95%. This makes us one of the cheapest platforms to trade US shares on. At Bestinvest, there is also no fee to buy or sell funds.

Below is an overview of dealing-related fees you may be charged:

Types of fees	Trading cost
UK shares	£4.95
US shares	Free
Stamp Duty Reserve Tax	0.5% of the value of investment you buy
PTM levy* (panel of takeovers and mergers)	£1
Funds	Free
Dividend reinvestment	Free
Regular investing	Free
Limit orders	Free
Telephone dealing	£30
Paper statements, valuations and contract notes	£37.50 (quarterly)

See our Dealing fee comparison

In addition to the above fees, funds and ETFs also have an Ongoing Charges Figure (OCF). This fee is specific to each fund and is set by the fund manager.

*Where applicable

Advice Packages and Coaching

We offer free coaching – even if you are not yet a client. We also offer low-cost paid investment advice.

Advice type	Cost
Coaching	Free
Portfolio Health Check	£495 inc. VAT

For the full list of fees, read our Key facts document.