Expert Ready-made Portfolios

Expert range investors

• Maximise returns for the risk you take: The Expert range aims to help investors maximise returns for the risk they take. This range has limited exposure to more cyclical businesses like banks, construction and hotels, and favours actively managed funds.
• What does actively managed mean?: Active funds (also known as active management and active investing) adopt a specific portfolio management strategy. The fund manager actively chooses specific investments with an overall aim of outperforming an index and achieving additional returns, albeit whether they do so depends on the skill of the manager. Of course, there are environmental events that are unexpected, like the COVID pandemic or civil war which whilst managers cannot predict, they can respond to with regular fund balancing.
• Wealth management experts: Expert Ready-made Portfolios are managed by the investment experts at our parent company, Evelyn Partners, one of the UK’s leading integrated wealth management and professional services firms. They look after more than £60 billion of people’s money (as of 30 September 2024).

It’s good to remember the value of investments can go down as well as up and you could get back less than you invested.

Why are they called the “Expert” range?

We call them the Expert range to distinguish them from the other ranges because our in-house team selects best-in-class active fund managers, building that extra level of expertise into the funds. 

8 types of risk-rated Expert Ready-made Portfolios

It’s a good idea to understand how much investment risk you are comfortable with. If you would like some help, it’s easy to arrange a free discussion with one of our Investment Coaches, with no ongoing commitment.

 

Expert Defensive

Investment strategy and risk level:  This fund will typically invest around 17.5% in shares. Under normal market conditions it is intended to have a low volatility of returns. See the factsheet

 

Expert Conservative

Investment strategy and risk level:  This fund will typically invest around 30% in shares. Under normal market conditions it is intended to have a low volatility of returns. See the factsheet

 

Expert Cautious

Investment strategy and risk level:  This fund will typically invest around 40% in shares. Under normal market conditions it is intended to have a low volatility of returns. See the factsheet

 

Expert Income

Investment strategy and risk level:  This fund will typically invest around 40% in shares. Under normal market conditions it is intended to have a low volatility of returns, similar to the Expert Cautious fund. It aims to deliver a higher level of income with the potential for modest capital growth over the long term. See the factsheet

 

Expert Balanced

Investment strategy and risk level:  This fund will typically invest around 55% in shares. Under normal market conditions it is intended to have a medium volatility of returns. See the factsheet

 

Expert Growth

Investment strategy and risk level:  This fund will typically invest around 65% in shares. Under normal market conditions it is intended to have a medium volatility of returns. See the factsheet

 

Expert Adventurous

Investment strategy and risk level:  This fund will typically invest around 75% in shares. Under normal market conditions it is intended to have a medium volatility of returns. See the factsheet

 

Expert Maximum Growth

Investment strategy and risk level:  This fund will typically invest around 95% in shares. Under normal market conditions it is intended to have a high volatility of returns. See the factsheet

Fees for Expert Ready-made Portfolios

The Ongoing Charges Figure (OCF) of these funds is currently be 1.22% - 1.53% per year and is taken directly from the performance of the fund (January 2025).

The service fee charged on Ready-made Portfolio holdings starts at a discounted rate of 0.2% per year – this rate tiers down further for large holdings.

Other charges may apply.

See our fees and charges